Membership
A world of
benefits await
to be discovered.
When you commit CNFI tokens onto the platform, you join one of five membership tiers that give you access to exclusive benefits, lifestyle perks and lower fees across your entire account.
Big Benefits.
Commit CNFI tokens to become a Connect Financial member, and instantly take advantage of benefits across your account.Enjoy low borrowing rates, reward points on purchases, generous entertainment credits and travel perks around the world.
Memberships.
Stake CNFI tokens to increase your membership tier.The native CNFI utility token is used to increase your membership tier across the Connect Financial ecosystem. Each membership tier has a required USD equivalent amount of CNFI tokens to commit onto the platform.
Rates in membership tiers may subject to change. View Terms and Conditions.
Basic Membership
$0
CNFI Commitment Requirement
CNFI Commitment Requirement
0
CNFI Reward Multiplier
CNFI Reward Multiplier
0
Exchange Fee Discount
Exchange Fee Discount
0
Fixed Loan APR Discount
Fixed Loan APR Discount
Silver Membership
$1,500
CNFI Commitment Requirement
CNFI Commitment Requirement
115%
CNFI Reward Multiplier
CNFI Reward Multiplier
20bps
Exchange Fee Discount
Exchange Fee Discount
25bps
Fixed Loan APR Discount
Fixed Loan APR Discount
Gold Membership
$7,500
CNFI Commitment Requirement
CNFI Commitment Requirement
125%
CNFI Reward Multiplier
CNFI Reward Multiplier
50bps
Exchange Fee Discount
Exchange Fee Discount
50bps
Fixed Loan APR Discount
Fixed Loan APR Discount
Platinum Membership
$50,000
CNFI Commitment Requirement
CNFI Commitment Requirement
130%
CNFI Reward Multiplier
CNFI Reward Multiplier
75bps
Exchange Fee Discount
Exchange Fee Discount
75bps
Fixed Loan APR Discount
Fixed Loan APR Discount
Black Membership
$250,000
CNFI Commitment Requirement
CNFI Commitment Requirement
140%
CNFI Reward Multiplier
CNFI Reward Multiplier
100bps
Exchange Fee Discount
Exchange Fee Discount
100bps
Fixed Loan APR Discount
Fixed Loan APR Discount
Crypto-Backed Credit Cards
Basic
$500
Minimum Credit Limit
Minimum Credit Limit
$0
Monthly No Fee ATM Withdraws
Monthly No Fee ATM Withdraws
Metal Cards
Credit Card Benefits *
McAfee 
ID Theft Protection
Zero Liability
Global Emergency
Doordash
Hello Fresh
Lyft
ShopRunner
Fandango
Concierge Services
Priority Pass Digital
Priceless Cities
Mastercard Golf
Airport Concierge
Travel & Lifestyle Services
Private Jet Program
Private Car Service
Reward Points * *
Reward Profiles
Base Points 0.5x
Bonus Points
Max Points
Silver
$500
Minimum Credit Limit
Minimum Credit Limit
$500
Monthly No Fee ATM Withdraws
Monthly No Fee ATM Withdraws
Metal Cards
Credit Card Benefits *
McAfee
ID Theft Protection
Zero Liability
Global Emergency
Doordash
Hello Fresh
Lyft
ShopRunner
Fandango
Concierge Services
Priority Pass Digital
Priceless Cities
Mastercard Golf
Airport Concierge
Travel & Lifestyle Services
Private Jet Program
Private Car Service
Reward Points * *
Reward Profiles
Base Points 1x
Bonus Points 2x
Max Points3x
Gold
$1,000
Minimum Credit Limit
Minimum Credit Limit
$1,000
Monthly No Fee ATM Withdraws
Monthly No Fee ATM Withdraws
Metal Cards
Credit Card Benefits *
McAfee
ID Theft Protection
Zero Liability
Global Emergency
Doordash
Hello Fresh
Lyft
ShopRunner
Fandango
Concierge Services
Priority Pass Digital
Priceless Cities
Mastercard Golf
Airport Concierge
Travel & Lifestyle Services
Private Jet Program
Private Car Service
Reward Points * *
Reward Profiles
Base Points 1x
Bonus Points 3x
Max Points5x
Platinum
$5,000
Minimum Credit Limit
Minimum Credit Limit
$2,500
Monthly No Fee ATM Withdraws
Monthly No Fee ATM Withdraws
Metal Cards
Credit Card Benefits *
McAfee
ID Theft Protection
Zero Liability
Global Emergency
Doordash
Hello Fresh
Lyft
ShopRunner
Fandango
Concierge Services
Priority Pass Digital
Priceless Cities
Mastercard Golf
Airport Concierge
Travel & Lifestyle Services
Private Jet Program
Private Car Service
Reward Points * *
Reward Profiles
Base Points 1.5x
Bonus Points 4x
Max Points7x
BLACK
$20,000
Minimum Credit Limit
Minimum Credit Limit
$5,000
Monthly No Fee ATM Withdraws
Monthly No Fee ATM Withdraws
Metal Cards
Credit Card Benefits *
McAfee
ID Theft Protection
Zero Liability
Global Emergency
DoorDash
Hello Fresh
Lyft
ShopRunner
Fandango
Concierge Services
Priority Pass Digital
Priceless Cities
Mastercard Golf
Airport Concierge
Travel & Lifestyle Services
Private Jet Program
Private Car Service
Reward Points * *
Reward Profiles
Base Points 2x
Bonus Points 6x
Max Points8x
The Connect Financial MasterCard issuing bank partner will vary depending on your country of residence. All interest rates, fees and benefits are subject to change. View Connect Financial's Terms and Conditions. Please ensure you view your membership and MasterCard terms and conditions when activating your card for all information.
* Credit Card benefits may be facilitated by our partners, and are subject to change from time to time. Unless where explicitly noted, Connect Financial does not have any direct partnership with the merchants listed in the card benefit section. Connect Financial has the sole discretion to modify credit card benefits at any time.
* * Reward points have a fixed value of $0.01 USD / point. Reward Points are paid monthly. Limits and exclusions apply.
* Credit Card benefits may be facilitated by our partners, and are subject to change from time to time. Unless where explicitly noted, Connect Financial does not have any direct partnership with the merchants listed in the card benefit section. Connect Financial has the sole discretion to modify credit card benefits at any time.
* * Reward points have a fixed value of $0.01 USD / point. Reward Points are paid monthly. Limits and exclusions apply.